Advocate
Subodh Bajpai
Senior Partner · Unified Chambers and Associates · Delhi High Court
Over 25 years of specialist practice in debt recovery and commercial litigation. More than 500 appearances before Debt Recovery Tribunals across India. A practice built entirely within the domain of institutional debt recovery — DRT, SARFAESI, NI Act, IBC, and corporate recovery.
A rare combination in the debt recovery bar: deep legal expertise reinforced by an MBA in Finance from XLRI Jamshedpur — one of India's premier institutions — providing a postgraduate command of banking instruments, security structures, and financial covenants that is directly applicable to complex NPA enforcement matters.
Role
Senior Partner
Court
Delhi High Court
Years of Practice
8+
DRT Appearances
500+
DRTs Covered
All 39 across India
DRATs
All 5
Qualifications
LLB, LLM, MBA Finance (XLRI), BJMC, MA (Pol. Science)
Practice Focus
Debt Recovery — Exclusive Specialisation
Min. Matter
₹50 Lakhs
Single Specialisation.
Senior Attention. Every File.
The debt recovery bar in India is crowded. Most practitioners handle debt recovery alongside civil disputes, criminal matters, and family law. Advocate Bajpai took a different path — exclusive specialisation in institutional debt recovery from the outset of practice, building a depth of expertise that generalist practitioners cannot replicate.
Over 25 years, this specialisation has resulted in a practice that understands not merely the procedural mechanics of DRT and SARFAESI proceedings — but the underlying banking relationships, security documentation errors, NPA classification disputes, and enforcement strategy that determine whether a recovery actually occurs.
The MBA in Finance from XLRI Jamshedpur enables Advocate Bajpai to read a credit appraisal, understand a consortium lending agreement, or analyse a securitisation trust structure with the same fluency as a banking professional — a capability that is essential in complex, high-value recovery mandates where the legal dispute is inseparable from the financial transaction.
Creditor. Borrower.
The Obligation Is to the Client.
Unified Chambers represents institutional creditors — banks, NBFCs, ARCs, HFCs — in SARFAESI enforcement, DRT proceedings, IBC petitions, and NI Act prosecutions. It equally represents borrowers, directors, and personal guarantors who are under enforcement action and need a senior specialist to protect their interests.
This is a deliberate practice choice. The ability to represent both sides of the enforcement table reflects a complete, undivided understanding of the law — rather than the partial expertise of a firm that knows only how to file, or only how to defend. It also means Unified Chambers carries no institutional panel constraint that would force a conflict of interest.
Every client — whether a large public sector bank pursuing a ₹50 crore recovery or a personal guarantor facing attachment of their family home — receives the same: Advocate Bajpai's personal supervision, direct access, and the full weight of 25 years of specialist expertise.
Representative Practice — Across All Forums
All client details anonymised. Figures approximate and illustrative.
Credentials & Qualifications
LLB
Bachelor of Laws
Legal Practice Foundation
LLM
Master of Laws
Advanced Legal Specialisation
MBA – Finance
XLRI Jamshedpur
Banking, Credit & Financial Instruments
BJMC
Journalism & Mass Communication
Communication & Advocacy
MA
Political Science
Constitutional & Administrative Law Context
Delhi High Court Advocate
Senior Standing
8+ Years Active Practice
National Practice — All Benches
Debt Recovery Tribunals
All 39 DRTs across India. Original Applications, Section 19(7) applications, Recovery Certificate execution, counter-claims.
DRAT — All 5 Benches
Appeals from all DRT orders. Section 20 deposit strategy. Stay applications and vacating injunctions.
NCLT — All Benches
IBC Section 7 and Section 9 CIRP petitions. Section 95 personal guarantor insolvency. Liquidation proceedings.
Delhi High Court
Writ petitions against DRT/DRAT orders. Letters Patent Appeals. Supervisory jurisdiction. Original jurisdiction matters.
Supreme Court of India
SLPs from High Court and NCLAT orders. Constitutional questions in debt recovery law. Landmark precedent matters.
Criminal Courts
NI Act Section 138 Magistrate courts. Sessions Court appeals. High Court revisions. Section 143A and 148 proceedings.
Instruct Advocate Bajpai
Free initial consultation — Senior Partner directly available.
Matters above ₹50 lakhs · All India · Dubai