Section 138 NI Act Cheque Bounce — Complete Procedure Guide 2026
Demand notice drafting, jurisdiction (Dashrath Rathod rule), complaint filing, Section 143A interim compensation, trial, conviction, and enforcement.
Read Full Article →DRT Original Application — Complete Filing Guide 2026
How to file an O.A. at DRT, simultaneous Section 19(7) attachment, guarantor strategy, limitation auditing, Recovery Certificate, and execution.
Read Full Article →SARFAESI Section 13(2) Demand Notice — Complete Drafting Guide
Every mandatory content requirement, five common defects that void enforcement, correct service procedure, dual-track SARFAESI + DRT strategy, and strategic drafting advice.
Read Full Article →DRT Proceedings — Complete FAQ Guide for Banks and NBFCs
Original Applications, interim relief under Section 19(7), Recovery Certificate execution, and DRAT appeals answered comprehensively.
View →SARFAESI Enforcement — Complete FAQ Guide for Secured Creditors
Step-by-step SARFAESI enforcement guide — Section 13(2) demand notices, possession, Section 14 CMM/DM, e-auction, and Section 17 DRT challenges.
View →Mardia Chemicals v Union of India — SARFAESI Constitutionality Upheld
Full analysis of the landmark 2004 Constitution Bench judgment that settled SARFAESI validity, Section 17 DRT remedy, and the 75% pre-deposit question.
View →United Bank of India v Satyawati Tondon — No High Court Writ Against SARFAESI
How the Supreme Court shut down High Court writ petitions that bypassed DRT Section 17 remedy in SARFAESI enforcement matters.
View →Essar Steel v Satish Kumar Gupta — Secured Creditors' Priority in IBC
Supreme Court's landmark 2019 IBC judgment on the primacy of secured financial creditors in resolution plans and the commercial wisdom of the CoC.
View →Dashrath Rupsingh Rathod — Territorial Jurisdiction for Cheque Bounce
The landmark 2014 Supreme Court judgment that settled where Section 138 NI Act cheque bounce complaints must be filed across India.
View →NPA Recovery Strategy — Six-Track Framework for Institutional Creditors
The Unified Chambers six-track NPA recovery framework combining SARFAESI, DRT, NI Act, IBC, civil suit, and OTS simultaneously.
View →Essar Steel & Secured Creditor Priority — IBC Section 53 Waterfall
How the IBC Section 53 waterfall and the CoC commercial wisdom doctrine interact for institutional secured creditors in CIRP.
View →Need legal advice on a specific matter?
Advocate Subodh Bajpai is available for direct consultations on debt recovery, DRT proceedings, SARFAESI, and IBC matters.