Single-Specialty Practice. Senior-Led.
No Generalists. No Juniors.
Debt recovery practice under the RDDB Act, SARFAESI Act, IBC, and NI Act has become a highly technical, tribunal-specific discipline. A generalist panel counsel — one who also handles property disputes, family law, or criminal matters — cannot deliver the procedural depth and forum familiarity that institutional debt recovery demands.
Faster Turnaround, No Learning Curve
A single-specialty firm knows every DRT bench's procedural preferences, every NCLT bench's listing schedule, and every standard borrower defence tactic. There is no orientation period when a new matter is referred — strategy begins on day one.
Senior Advocate on Every Matter
Unified Chambers does not assign matters to junior advocates or trainees. Advocate Subodh Bajpai personally appears on all panel matters. The institution's legal team has a direct line to the senior partner on every file at all times.
All 39 DRTs — No Referrals
Panel engagements that require external referrals for out-of-bench DRT appearances introduce coordination gaps, inconsistent strategy, and additional fee layers. Unified Chambers covers all 39 DRT benches and all 5 DRAT benches directly.
Consistent SLA and Reporting
A dedicated practice means standardised reporting templates, predictable response times, and a single point of contact for the institution's legal and credit teams across all active matters on the panel.
Six Practice Areas.
One Empanelment Agreement.
Institutions may empanel Unified Chambers for the full scope or for specific practice areas only. Each practice area is managed with a dedicated matter register, forum-specific reporting, and direct senior advocate accountability.
DRT Original Applications & DRAT Appeals
Filing and prosecution of Original Applications before all 39 Debt Recovery Tribunals under the RDDB Act, 1993. Interim attachment applications under Section 19(7). Recovery Certificate execution. DRAT appeals and cross-objections before all 5 Debt Recovery Appellate Tribunals.
DRT Practice Overview →SARFAESI Section 13 Enforcement
End-to-end SARFAESI enforcement: Section 13(2) demand notices, Section 13(4) possession, symbolic and physical possession proceedings, e-auction coordination, and management of borrower challenges. Covers both secured creditors under Section 13 and Assignment scenarios under Section 5.
SARFAESI Practice Overview →Section 14 CMM / DM Applications
Applications before the Chief Metropolitan Magistrate or District Magistrate for appointment of an advocate commissioner to assist in taking physical possession of secured assets. Management of CMM/DM proceedings to completion, including contested opposition hearings.
SARFAESI Practice Overview →IBC Section 7 CIRP Petitions
Filing of Corporate Insolvency Resolution Process petitions before NCLT as financial creditors under IBC Section 7. Committee of Creditors participation, resolution plan evaluation, liquidation proceedings, and representation before NCLAT on IBC matters.
Banking NPA Practice Overview →NI Act Section 138 Cheque Bounce
Prosecution of cheque dishonour complaints across trial courts in Delhi and pan-India. Interim compensation applications under Section 143A. Appeals before Sessions Courts and High Courts. Coordination of cheque bounce prosecution as part of a broader multi-forum recovery strategy.
Cheque Bounce Practice →High Court Writs & Appeals
Writ petitions before the Delhi High Court and Bombay High Court challenging SARFAESI stays, DRT procedural orders, and CMM/DM decisions. Appellate representation in debt recovery matters at High Court level, and Special Leave Petitions before the Supreme Court of India.
Discuss a HC Matter →Credentials and Qualifications
Verified and on Record
All empanelment documentation — enrollment certificates, academic credentials, registration numbers — is available for the institution's legal or compliance team review during the empanelment process.
All 39 DRTs. All 5 DRATs.
Every NCLT Bench. No Referrals.
Panel institutions do not need to maintain separate empanelment arrangements for different DRT cities. Unified Chambers handles all forum appearances directly, ensuring strategy continuity and a single reporting line regardless of the bench where a matter is filed.
For matters requiring physical presence at outstation DRT benches (outside Delhi and Mumbai), the firm coordinates directly without intermediary referral counsel. Travel and outstation appearance costs, if applicable, are agreed in advance as part of the empanelment fee schedule.
Four Steps to Empanelment
Straightforward. No Bureaucratic Delay.
The empanelment process is designed to be efficient for the institution's legal or compliance team. From initial inquiry to agreement execution, the standard timeline is 5 to 10 working days.
Initial Inquiry
Submit an empanelment inquiry by email to legal@unifiedchambers.com or via WhatsApp (+91 84008 60008). Include the institution's name, type (bank / NBFC / ARC / HFC), anticipated practice areas, and approximate annual matter volume.
Firm Profile Submission
Unified Chambers submits the firm profile package: enrollment certificates (Bar Council of Delhi, Delhi High Court, Supreme Court), academic credentials, matter experience overview, GST and PAN details, and any additional documents required by the institution's empanelment policy.
Review and Discussion
The institution's legal or credit department reviews the profile. A call or meeting is arranged to discuss the firm's approach, fee structure, reporting formats, SLAs, and any specific panel requirements. Questions on coverage, minimum matter value, or practice scope are addressed at this stage.
Empanelment Agreement
On completion of the review, an empanelment agreement is executed setting out the scope of the panel, fee schedule, reporting obligations, and SLA commitments. First matter referrals may proceed immediately upon execution.
Structured Reporting for Every Matter.
24-Hour Response Standard.
Institutions empanelling Unified Chambers receive structured, timely reporting on every active matter. Legal teams and credit departments have consistent visibility into matter status without having to chase panel counsel for updates.
Monthly Status Reports
A structured monthly status report for each active matter — covering last date, next date, stage of proceedings, summary of developments, and recommended action. Delivered by the 5th of each month.
Milestone Updates
Immediate updates on key developments — interim attachment orders, possession taken, auction date fixed, NCLT admission, or any adverse order — within 24 hours of the event.
24-Hour Response SLA
All queries from the empanelling institution's legal or credit team are responded to within 24 working hours. For urgent matters — injunctions, possession challenges — same-day response is the standard.
Standardised Reporting Format
Reports are delivered in the institution's preferred format. A standard Unified Chambers format is available and can be adapted to match existing internal legal MIS requirements.
Annual Matter Summary
An annual summary for each matter covering recovery achieved, costs incurred, forum activity, and pending milestones — supporting the institution's internal NPA provisioning and legal cost reporting.
Empanelment — Common Queries
What documents does Unified Chambers provide for empanelment?+
Is there a minimum matter value for empanelled matters?+
Do you cover matters outside Delhi?+
How are fees structured for empanelled clients?+
Can we empanel for one practice area only?+
Empanel a Specialist
Debt Recovery Firm
Complete the inquiry form and a senior member of the firm will respond within one business day with the firm profile and empanelment documentation.