Unified Chambers
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Unified Chambers and Associates — a partner-led team of advocates and associates — provides specialist Debt Recovery Tribunal representation in Aurangabad, Maharashtra. The firm is led by Senior Partner Adv. Subodh Bajpai (LLM, MBA XLRI). The firm practises before Debt Recovery Tribunals across India, including DRT Aurangabad. Our team handles Original Applications under Section 19 of the Recovery of Debts and Bankruptcy Act 1993, interim attachment applications under Section 19(13), execution of Recovery Certificates, and DRAT appeals for clients in Aurangabad and across Maharashtra. The firm is panel-ready for empanelment by scheduled commercial banks, public-sector banks, NBFCs, ARCs, and Development Financial Institutions.
Banks, NBFCs, ARCs, and financial institutions in Aurangabad seeking specialist DRT counsel engage Unified Chambers for a practice concentrated on debt recovery. The firm's advocates appear before Debt Recovery Tribunals across India, including DRT Aurangabad, under Senior Partner oversight on every matter.
DRT Aurangabad is the Debt Recovery Tribunal with territorial jurisdiction over Aurangabad (Chhatrapati Sambhajinagar), Osmanabad, Latur and 5 additional districts. The tribunal operates under the Recovery of Debts and Bankruptcy Act, 1993 and hears Original Applications, Section 19(13) interim attachment applications, and Section 17 SARFAESI challenges filed within its jurisdiction. DRT Aurangabad covers the Marathwada region — an area known for agricultural distress and MSME loan defaults. The Aurangabad Bench of the Bombay High Court is the writ forum.
DRT Aurangabad exercises jurisdiction over Aurangabad (Chhatrapati Sambhajinagar), Osmanabad, Latur, Nanded, Parbhani, Hingoli, Bid, and Jalna. Identifying the correct DRT bench before filing is critical — a mismatch in territorial jurisdiction will result in return of the OA and wasted court fees. Unified Chambers verifies jurisdictional competency before filing any application.
Agricultural land is outside SARFAESI (s.31(i)); land-secured accounts in Marathwada go through a Section 19 OA and the Recovery Officer, and the Aurangabad Bench of the Bombay High Court is the writ forum.
Bench
DRT Aurangabad
Ground Floor, Jeevan Suman LIC Building, Plot No. 3, N-5, CIDCO, Aurangabad - 431003
Appeals lie to
DRAT Mumbai
1st Floor, Telephone Bhavan, Strand Road, Colaba Market, Colaba, Mumbai - 400005
Territorial jurisdiction
Aurangabad (Chhatrapati Sambhajinagar) · Osmanabad · Latur · Nanded · Parbhani · Hingoli · Bid · Jalna
Every bench in India is listed in our DRT bench directory. Bench names and addresses as published by the Debts Recovery Tribunals, Department of Financial Services, checked 24 August 2026. Registries move — confirm with the registry before a filing.
Aurangabad's NPA accounts at DRT Aurangabad are primarily concentrated in cotton and sugarcane agro-processing, auto ancillary and engineering, educational institutions, MSME construction. Understanding the local security profile — whether the primary security is immovable property, plant and machinery, or commodity stock — determines the optimal enforcement route between SARFAESI and RDDB Act proceedings.
Timelines at DRT Aurangabad are planned from the statute, not from averages. The Act directs the Tribunal to make every effort to dispose of an application within 180 days of receipt (RDB Act s.19(24)); contested matters commonly run longer, and the firm gives a matter-specific estimate after reading the papers. An appeal to the DRAT lies within 30 days of receipt of the order (s.20(3)), on a pre-deposit of 50% of the debt as determined by the Tribunal, which the DRAT may reduce to not less than 25% for reasons recorded in writing (s.21). Interim attachment orders under Section 19(13) can be sought at the time of filing the Original Application. Unified Chambers manages the full proceedings lifecycle — from OA drafting and interim applications through to Recovery Certificate execution and auction.
Primary NPA Sectors in Aurangabad
Statutory timetable: Statutory target: 180 days from receipt of the application (RDB Act s.19(24) — "every effort shall be made"); contested matters commonly run longer, and the firm gives a matter-specific estimate after reading the papers
An Original Application under Section 19 of the RDDB Act 1993 is filed before the tribunal within whose territorial limits the defendant resides or carries on business, or where the cause of action wholly or partly arose. Filing before the wrong bench invites a return of the O.A. for presentation to the correct tribunal, with the limitation clock still running. Areas within the territorial jurisdiction of DRT Aurangabad:
Sitting at Ground Floor, Jeevan Suman LIC Building, Plot No. 3, N-5, CIDCO, Aurangabad - 431003. Appeals from DRT Aurangabad lie to the Debt Recovery Appellate Tribunal under Section 20(3) of the RDDB Act 1993, within 30 days of receipt of the order. Territorial rosters are periodically re-notified by the Central Government — verify the current allocation before filing.
Filing OAs under Section 19 RDDB Act before DRT Aurangabad for recovery of debts of ₹20 lakhs or more. Drafting, filing, and arguing OAs for banks, NBFCs, and financial institutions in Aurangabad.
Urgent attachment of borrower assets under Section 19(13) RDDB Act to prevent alienation. Pressed on an urgent basis at DRT Aurangabad where a real risk of asset dissipation is shown.
Executing Recovery Certificates through the Recovery Officer. Attachment and sale of movable and immovable property of judgment debtors in Aurangabad.
Filing and arguing appeals before the Debt Recovery Appellate Tribunal against adverse DRT orders. Cross-objections and stay applications for Aurangabad matters.
Representing borrowers challenging SARFAESI possession under Section 17 before DRT Aurangabad. Stay of e-auction, challenge to valuation, procedural defects.
Filing counter-claims by borrowers against bank OAs. Asserting set-off rights, challenging calculation of dues, and raising limitation defences at DRT Aurangabad.
Unified Chambers and Associates is a partner-led practice whose core is debt recovery. Our Senior Partner, Advocate Subodh Bajpai (LLM, MBA from XLRI Jamshedpur), is enrolled with the Bar Council of Delhi (D/3264/25) and is a member of the Delhi High Court Bar Association (No. 50612). The firm practises before Debt Recovery Tribunals across India, including DRT Aurangabad.
Agricultural land is outside SARFAESI (s.31(i)); land-secured accounts in Marathwada go through a Section 19 OA and the Recovery Officer, and the Aurangabad Bench of the Bombay High Court is the writ forum. DRT Aurangabad covers the Marathwada region — an area known for agricultural distress and MSME loan defaults. The Aurangabad Bench of the Bombay High Court is the writ forum. Whether an urgent Section 19(13) application is heard on the day of filing is for the Tribunal to decide; a complete record and a clear statement of urgency are what the applicant controls.
Agricultural and agri-processing NPAs at DRT Aurangabad face the SARFAESI Section 31(i) carve-out — agricultural land is not enforceable under SARFAESI. This forces secured creditors with land-as-collateral into the DRT route via Section 19 OA, with execution through the Recovery Officer rather than through the SARFAESI Authorised Officer. The realisation timeline lengthens as a result. cotton and sugarcane agro-processing and auto ancillary and engineering accounts in Aurangabad typically combine agricultural land with non-agricultural plant and machinery — our team unpacks this in the OA so the non-exempt assets can be attached first under Section 19(13) while the agricultural land enforcement runs through Recovery Officer auction with the relevant state revenue formalities.
Section 18 of the Limitation Act requires an acknowledgement of liability in writing, signed by the party, made before the period expires — and on Aurangabad files that test is applied before the account is written off as time-barred. The acknowledgement does not need to be a fresh balance confirmation — an OTS proposal, a settlement letter, a restructuring request or a signed statement of account can each qualify on its terms. For accounts originating from the cotton and sugarcane agro-processing sector in Aurangabad, the documentation pattern often includes guarantor renewals, security re-confirmations, and statement-of-account signatures that constitute fresh acknowledgements.
Forum coordination becomes the deciding factor on every substantial Aurangabad matter. Where the corporate debtor's default reaches the ₹1 crore IBC threshold, Section 7 CIRP at NCLT runs on its own statutory timetable alongside the DRT route at DRT Aurangabad — the Section 12 outer limit of 330 days, the moratorium under Section 14 IBC, and the *Essar Steel* (2019) commercial-primacy framework give financial creditors leverage that pure DRT proceedings do not match. We run the IBC track for the corporate debtor, a Part III application against the personal guarantors before the NCLT (which, where the CIRP is pending, must be the same bench — Section 60(2)), and the DRT recovery track at DRT Aurangabad in parallel, with cross-pleaded references so neither proceeding prejudices the other.
To file a DRT case for a Aurangabad matter, an Original Application (OA) under Section 19 of the Recovery of Debts and Bankruptcy Act, 1993 must be filed before DRT Aurangabad. The OA must contain a verified plaint with particulars of the debt, the default, security details, and relief sought. The bench is located at Ground Floor, Jeevan Suman LIC Building, Plot No. 3, N-5, CIDCO, Aurangabad - 431003. Unified Chambers prepares, files, and argues DRT matters for banks and financial institutions in Aurangabad. Call +91 84008 60008.
DRT Aurangabad has direct jurisdiction over Aurangabad and covers Aurangabad (Chhatrapati Sambhajinagar), Osmanabad, Latur, Nanded, Parbhani, Hingoli, Bid, Jalna. The DRT address is Ground Floor, Jeevan Suman LIC Building, Plot No. 3, N-5, CIDCO, Aurangabad - 431003. For SARFAESI Section 17 challenges, the application must also be filed before the same bench.
The Act directs the Tribunal to make every effort to dispose of an application within 180 days of receipt (RDB Act s.19(24)); contested matters commonly run longer, and the firm gives a matter-specific estimate after reading the papers. A Section 17 SARFAESI application is itself to be disposed of within sixty days, extendable for reasons recorded to a total of four months (SARFAESI s.17(5)). Interim attachment orders under Section 19(13) can be sought at the time of filing. How long a given matter at DRT Aurangabad takes turns on whether it is contested, whether the borrower files a Section 17 application, and the Tribunal's listing — the firm assesses that after reading the papers.
Yes. Under Section 19(13) of the RDDB Act, DRT Aurangabad can order interim attachment of the defendant's assets — including bank accounts, movable property, and immovable property — before final judgment to prevent alienation or dissipation. Attachment before judgment is one of the most effective tools available at the DRT. The practice regularly seeks such orders at DRT benches across India, including DRT Aurangabad.
The statutory minimum for filing an OA at DRT Aurangabad is ₹20 lakhs under the RDDB Act, 1993. For claims below ₹20 lakhs, you must approach the Civil Court. Unified Chambers accepts DRT matters with a minimum claim value of ₹2 crore.
More Debt Recovery Services in Aurangabad
Contact Advocate Subodh Bajpai for DRT proceedings in Aurangabad and across Maharashtra. Call +91 84008 60008 or reach us on WhatsApp.
Written by Advocate Subodh Bajpai, LLM, MBA (XLRI Jamshedpur)