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Debt RecoveryLegal Dictionary

SARFAESI (Securitisation and Reconstruction of Financial Assets)

SARFAESI Act, 2002

Definition

The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. The primary legislation enabling banks and NBFCs to enforce security interests without court intervention. Allows: taking possession of secured assets (Section 13(4)(a)), sale of secured assets (Section 13(4)(b)), management takeover (Section 13(4)(c)), and appointment of manager (Section 13(4)(d)).

Related Terms
Security Interest
A right, title, or interest of any kind upon property created in favour of a secured creditor as a s
Secured Creditor
A creditor holding a security interest over the assets of the borrower. Under SARFAESI, "secured cre
NPADRT
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Need Expert Advice on SARFAESI (Securitisation and Reconstruction of Financial Assets)?

For specific advice on how SARFAESI (Securitisation and Reconstruction of Financial Assets) applies to your debt recovery matter, consult Advocate Subodh Bajpai — LLM, MBA (XLRI Jamshedpur). 25+ years of exclusive banking and debt recovery practice across DRT, SARFAESI, IBC, and NI Act.

Defined by Advocate Subodh Bajpai, Senior Partner, Unified Chambers and Associates

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