What is the RBI reference number for this direction?

The RBI reference number is RBI/DOR/2025-26/361, issued on November 28, 2025. It was last updated as on December 29, 2025. This direction contains 11 chapters covering: Preliminary, General, Customer Acceptance Policy, Risk Management, Customer Identification Procedure (CIP), Customer Due Diligence (CDD) Procedure, Record Management, Reporting Requirements to Financial Intelligence Unit – India, Requirements Under International Agreements, Other Instructions, Repeal and Other Provisions.

Consumer Protection#23 of 35

Reserve Bank of India (Non-Banking Financial Companies – Know Your Customer) Directions, 2025

RBI Reference

RBI/DOR/2025-26/361

Date of Issue

November 28, 2025

Last Updated

December 29, 2025

Chapters

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Overview

About This Direction

Comprehensive KYC and Anti-Money Laundering (AML) framework for NBFCs. Covers customer acceptance and identification procedures, risk-based customer due diligence, record management requirements, Suspicious Transaction Reporting (STR) to FIU-India, and obligations under international agreements including FATF standards.

Table of Contents

Chapter-wise Structure

01Preliminary

02General

03Customer Acceptance Policy

04Risk Management

05Customer Identification Procedure (CIP)

06Customer Due Diligence (CDD) Procedure

07Record Management

08Reporting Requirements to Financial Intelligence Unit – India

09Requirements Under International Agreements

10Other Instructions

11Repeal and Other Provisions

Source & Attribution: This document is issued by the Reserve Bank of India under reference RBI/DOR/2025-26/361 dated November 28, 2025. It is a public regulatory document reproduced here for informational and compliance purposes. For the authoritative version, please refer to rbi.org.in.

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