Credit & Lending#10 of 35
Reserve Bank of India (Non-Banking Financial Companies – Credit Cards: Issuance and Conduct) Directions, 2025
RBI Reference
RBI/DOR/2025-26/348
Date of Issue
November 28, 2025
Chapters
7
Overview
About This Direction
Governs credit card issuance and conduct by NBFCs. Covers card issuance procedures, billing cycles, interest computation, credit limit management, co-branding arrangements with non-financial entities, grievance redressal mechanisms, and general operational guidelines for credit card business.
Table of Contents
Chapter-wise Structure
01Preliminary
02Conduct of Credit Card Business
03Form Factor
04Co-branding Arrangement
05General Guidelines for Credit Cards
06Miscellaneous
07Repeal and Other Provisions
Source & Attribution: This document is issued by the Reserve Bank of India under reference RBI/DOR/2025-26/348 dated November 28, 2025. It is a public regulatory document reproduced here for informational and compliance purposes. For the authoritative version, please refer to rbi.org.in.
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