Credit & Lending#09 of 35
Reserve Bank of India (Non-Banking Financial Companies – Credit Facilities) Directions, 2025
RBI Reference
RBI/DOR/2025-26/347
Date of Issue
November 28, 2025
Last Updated
February 13, 2026
Chapters
6
Overview
About This Direction
Comprehensive direction on credit facility operations by NBFCs. Covers digital lending through NBFC-LSP arrangements, gold and silver collateral lending (LTV ratios, valuation), microfinance loan requirements (household income assessment, repayment limits), and board-approved credit policies.
Table of Contents
Chapter-wise Structure
01Preliminary
02Board Approved Policies
03Digital Lending
04Lending Against Gold and Silver Collateral
05Microfinance Loan
06Repeal and Other Provisions
Source & Attribution: This document is issued by the Reserve Bank of India under reference RBI/DOR/2025-26/347 dated November 28, 2025. It is a public regulatory document reproduced here for informational and compliance purposes. For the authoritative version, please refer to rbi.org.in.
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