Credit & Lending#11 of 35
Reserve Bank of India (Non-Banking Financial Companies – Credit Information Reporting) Directions, 2025
RBI Reference
RBI/DOR/2025-26/349
Date of Issue
November 28, 2025
Chapters
7
Overview
About This Direction
Mandates credit information reporting by NBFCs to Credit Information Companies (CICs). Covers data formats, reporting timelines, Data Quality Index (DQI), credit information correction procedures, customer compensation framework, Internal Ombudsman appointment, and the Integrated Ombudsman Scheme.
Table of Contents
Chapter-wise Structure
01Preliminary
02Membership of CICs
03Credit Information Reporting and Dissemination
04Technical Working Group
05Customer Service and Grievance Redressal
06Best Practices
07Repeal and Other Provisions
Source & Attribution: This document is issued by the Reserve Bank of India under reference RBI/DOR/2025-26/349 dated November 28, 2025. It is a public regulatory document reproduced here for informational and compliance purposes. For the authoritative version, please refer to rbi.org.in.
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