What is the RBI reference number for this direction?

The RBI reference number is RBI/DOR/2025-26/357, issued on November 28, 2025. This direction contains 6 chapters covering: Preliminary, Definitions and General Requirements, Resolution Process, Additional Provisioning, Prudential Norms Applicable to Restructuring, Repeal and Other Provisions.

Prudential Norms#19 of 35

Reserve Bank of India (Non-Banking Financial Companies – Resolution of Stressed Assets) Directions, 2025

RBI Reference

RBI/DOR/2025-26/357

Date of Issue

November 28, 2025

Chapters

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Overview

About This Direction

Framework for resolution of stressed assets held by NBFCs with asset size of Rs 500 crore or more. Covers early identification of stress, Inter-Creditor Agreements, resolution plan timelines, additional provisioning for delayed implementation, and prudential norms for restructured accounts including asset classification upgradation criteria.

Table of Contents

Chapter-wise Structure

01Preliminary

02Definitions and General Requirements

03Resolution Process

04Additional Provisioning

05Prudential Norms Applicable to Restructuring

06Repeal and Other Provisions

Source & Attribution: This document is issued by the Reserve Bank of India under reference RBI/DOR/2025-26/357 dated November 28, 2025. It is a public regulatory document reproduced here for informational and compliance purposes. For the authoritative version, please refer to rbi.org.in.

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07Prudential Norms on Capital AdequacyRBI/DOR/2025-26/345 08Acceptance of Public DepositsRBI/DOR/2025-26/346 16Classification, Valuation and Operation of Investment PortfolioRBI/DOR/2025-26/354 18Income Recognition, Asset Classification and Provisioning (IRAC)RBI/DOR/2025-26/356

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18. Income Recognition, Asset Classification and Provisioning (IRAC)

Next Direction

20. Treatment of Wilful Defaulters and Large Defaulters

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