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Prudential Norms#08 of 35

Reserve Bank of India (Non-Banking Financial Companies - Acceptance of Public Deposits) Directions, 2025

RBI Reference
RBI/DOR/2025-26/346
Date of Issue
November 28, 2025
Chapters
7
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Overview

About This Direction

Regulates acceptance of public deposits by deposit-taking NBFCs (NBFC-D). Covers liquid asset maintenance requirements, restrictions on deposit acceptance, ceiling on quantum of deposits, repayment procedures, interest rate caps, and mandatory reporting to the Reserve Bank.

Table of Contents

Chapter-wise Structure

01Preliminary
02Requirement of Maintenance of Liquid Assets
03Restriction on Acceptance of Public Deposit by NBFC
04General Provisions Regarding Repayment of Public Deposit
05Miscellaneous Instructions
06Reporting Requirements
07Repeal and Other Provisions

Source & Attribution: This document is issued by the Reserve Bank of India under reference RBI/DOR/2025-26/346 dated November 28, 2025. It is a public regulatory document reproduced here for informational and compliance purposes. For the authoritative version, please refer to rbi.org.in.

Related Directions

More on Prudential Norms

07Prudential Norms on Capital AdequacyRBI/DOR/2025-26/34516Classification, Valuation and Operation of Investment PortfolioRBI/DOR/2025-26/35418Income Recognition, Asset Classification and Provisioning (IRAC)RBI/DOR/2025-26/35619Resolution of Stressed AssetsRBI/DOR/2025-26/357
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07. Prudential Norms on Capital Adequacy
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09. Credit Facilities

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