Risk Management#14 of 35
Reserve Bank of India (Non-Banking Financial Companies - Transfer and Distribution of Credit Risk) Directions, 2025
RBI Reference
RBI/DOR/2025-26/352
Date of Issue
November 28, 2025
Chapters
4
Overview
About This Direction
Regulates the transfer and distribution of credit risk by NBFCs through loan transfers and co-lending arrangements. Part A covers transfer of performing and stressed loans with conditions and prudential norms. Part B establishes the co-lending framework between banks and NBFCs for priority sector lending.
Table of Contents
Chapter-wise Structure
01Preliminary
02Part A: Transfer of Loan Exposures
03Part B: Co-Lending Arrangements
04Part C: Repeal and Other Provisions
Source & Attribution: This document is issued by the Reserve Bank of India under reference RBI/DOR/2025-26/352 dated November 28, 2025. It is a public regulatory document reproduced here for informational and compliance purposes. For the authoritative version, please refer to rbi.org.in.
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