Unified Chambers
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Unified Chambers and Associates — a partner-led team of advocates and associates — provides specialist Debt Recovery Tribunal representation in Allahabad, Uttar Pradesh. The firm is led by Senior Partner Adv. Subodh Bajpai (LLM, MBA XLRI). The firm practises before Debt Recovery Tribunals across India, including DRT Allahabad. Our team handles Original Applications under Section 19 of the Recovery of Debts and Bankruptcy Act 1993, interim attachment applications under Section 19(13), execution of Recovery Certificates, and DRAT appeals for clients in Allahabad and across Uttar Pradesh. The firm is panel-ready for empanelment by scheduled commercial banks, public-sector banks, NBFCs, ARCs, and Development Financial Institutions.
Banks, NBFCs, ARCs, and financial institutions in Allahabad seeking specialist DRT counsel engage Unified Chambers for a practice concentrated on debt recovery. The firm's advocates appear before Debt Recovery Tribunals across India, including DRT Allahabad, under Senior Partner oversight on every matter.
DRT Allahabad is the Debt Recovery Tribunal with territorial jurisdiction over Prayagraj, Kaushambi, Fatehpur and 4 additional districts. The tribunal operates under the Recovery of Debts and Bankruptcy Act, 1993 and hears Original Applications, Section 19(13) interim attachment applications, and Section 17 SARFAESI challenges filed within its jurisdiction. DRT Allahabad (Pannalal Road) and DRAT Allahabad (Tagore Town) sit in the same city. DRAT Allahabad hears appeals from DRT Allahabad, DRT Lucknow, DRT Dehradun, DRT Jabalpur, DRT Patna and DRT Ranchi.
DRT Allahabad exercises jurisdiction over Prayagraj, Kaushambi, Fatehpur, Banda, Chitrakoot, Mirzapur, and Sonbhadra. Identifying the correct DRT bench before filing is critical — a mismatch in territorial jurisdiction will result in return of the OA and wasted court fees. Unified Chambers verifies jurisdictional competency before filing any application.
Prayagraj hosts both DRT Allahabad and DRAT Allahabad, so an Original Application and its appeal are run from the same city.
Bench
DRT Allahabad
9/2 A, Pannalal Road, Allahabad - 211002
Appeals lie to
DRAT Allahabad
147-A-58/1, Jawahar Lal Nehru Road, Tagore Town, Allahabad - 211002
Territorial jurisdiction
Prayagraj · Kaushambi · Fatehpur · Banda · Chitrakoot · Mirzapur · Sonbhadra
Every bench in India is listed in our DRT bench directory. Bench names and addresses as published by the Debts Recovery Tribunals, Department of Financial Services, checked 24 August 2026. Registries move — confirm with the registry before a filing.
Allahabad's NPA accounts at DRT Allahabad are primarily concentrated in educational institutions, real estate (Prayagraj expansion), agro processing, mining and quarrying. Understanding the local security profile — whether the primary security is immovable property, plant and machinery, or commodity stock — determines the optimal enforcement route between SARFAESI and RDDB Act proceedings.
Timelines at DRT Allahabad are planned from the statute, not from averages. The Act directs the Tribunal to make every effort to dispose of an application within 180 days of receipt (RDB Act s.19(24)); contested matters commonly run longer, and the firm gives a matter-specific estimate after reading the papers. An appeal to the DRAT lies within 30 days of receipt of the order (s.20(3)), on a pre-deposit of 50% of the debt as determined by the Tribunal, which the DRAT may reduce to not less than 25% for reasons recorded in writing (s.21). Interim attachment orders under Section 19(13) can be sought at the time of filing the Original Application. Unified Chambers manages the full proceedings lifecycle — from OA drafting and interim applications through to Recovery Certificate execution and auction.
Primary NPA Sectors in Allahabad
Statutory timetable: Statutory target: 180 days from receipt of the application (RDB Act s.19(24) — "every effort shall be made"); contested matters commonly run longer, and the firm gives a matter-specific estimate after reading the papers
An Original Application under Section 19 of the RDDB Act 1993 is filed before the tribunal within whose territorial limits the defendant resides or carries on business, or where the cause of action wholly or partly arose. Filing before the wrong bench invites a return of the O.A. for presentation to the correct tribunal, with the limitation clock still running. Areas within the territorial jurisdiction of DRT Allahabad:
Sitting at 9/2 A, Pannalal Road, Allahabad - 211002. Appeals from DRT Allahabad lie to the Debt Recovery Appellate Tribunal under Section 20(3) of the RDDB Act 1993, within 30 days of receipt of the order. Territorial rosters are periodically re-notified by the Central Government — verify the current allocation before filing.
Filing OAs under Section 19 RDDB Act before DRT Allahabad for recovery of debts of ₹20 lakhs or more. Drafting, filing, and arguing OAs for banks, NBFCs, and financial institutions in Allahabad.
Urgent attachment of borrower assets under Section 19(13) RDDB Act to prevent alienation. Pressed on an urgent basis at DRT Allahabad where a real risk of asset dissipation is shown.
Executing Recovery Certificates through the Recovery Officer. Attachment and sale of movable and immovable property of judgment debtors in Allahabad.
Filing and arguing appeals before the Debt Recovery Appellate Tribunal against adverse DRT orders. Cross-objections and stay applications for Allahabad matters.
Representing borrowers challenging SARFAESI possession under Section 17 before DRT Allahabad. Stay of e-auction, challenge to valuation, procedural defects.
Filing counter-claims by borrowers against bank OAs. Asserting set-off rights, challenging calculation of dues, and raising limitation defences at DRT Allahabad.
Unified Chambers and Associates is a partner-led practice whose core is debt recovery. Our Senior Partner, Advocate Subodh Bajpai (LLM, MBA from XLRI Jamshedpur), is enrolled with the Bar Council of Delhi (D/3264/25) and is a member of the Delhi High Court Bar Association (No. 50612). The firm practises before Debt Recovery Tribunals across India, including DRT Allahabad.
DRT Allahabad (Pannalal Road) and DRAT Allahabad (Tagore Town) sit in the same city. DRAT Allahabad hears appeals from DRT Allahabad, DRT Lucknow, DRT Dehradun, DRT Jabalpur, DRT Patna and DRT Ranchi. Prayagraj hosts both DRT Allahabad and DRAT Allahabad, so an Original Application and its appeal are run from the same city. Matters at DRT Allahabad move fastest when the filing is complete at the first attempt: the registry's defect checklist, the court-fee computation and the affidavit attestation are worth settling before the matter is lodged.
IT-services and tech-sector NPAs in Allahabad present the inverse of the heavy-industry recovery problem: there is rarely a meaningful secured asset to seize. The collateral is usually receivables (often international, often time-barred under FEMA), an office lease (no realisation value), and intellectual property of indeterminate market value. The recovery vector is therefore Section 19(13) attachment of director-promoter personal guarantees — the IT-services promoter typically holds residential property in Allahabad or surrounding metros that is attachable. The DRT route at DRT Allahabad is more useful than SARFAESI in these matters because the Section 19(13) net casts wider than the secured asset.
Limitation discipline is the single biggest determinant of whether a Allahabad matter reaches Recovery Certificate or dies at the threshold. The cause of action accrues on NPA classification or the date of the last acknowledgement under Section 18 of the Limitation Act 1963 — whichever is later. The acknowledgement need not be a full balance confirmation; an OTS proposal, a settlement letter, an account-statement signature, or even an email from the borrower acknowledging "the matter is under discussion" is sufficient. Our case-intake audit on Allahabad files looks for acknowledgements the bank's recovery cell did not flag, because an acknowledgement made before expiry restarts limitation for an account that otherwise looks time-barred at DRT Allahabad.
A serious Allahabad matter rarely lives in one forum. Where the corporate debtor's default reaches the ₹1 crore IBC threshold, the financial creditor's better remedy is often Section 7 CIRP before NCLT — with the Section 12 outer limit of 330 days, the Section 14 moratorium declared on admission, and resolution-plan mechanism evaluated under the *Essar Steel v Satish Kumar Gupta* (2019) framework. Insolvency proceedings against personal guarantors under Part III of the Code also go to the NCLT (Section 60), while the DRT at DRT Allahabad remains available for the bank's recovery OA against the guarantors. Our practice typically runs the DRT and NCLT tracks in parallel until one produces resolution, at which point the other is closed by withdrawal or moot-and-academic order.
To file a DRT case for a Allahabad matter, an Original Application (OA) under Section 19 of the Recovery of Debts and Bankruptcy Act, 1993 must be filed before DRT Allahabad. The OA must contain a verified plaint with particulars of the debt, the default, security details, and relief sought. The bench is located at 9/2 A, Pannalal Road, Allahabad - 211002. Unified Chambers prepares, files, and argues DRT matters for banks and financial institutions in Allahabad. Call +91 84008 60008.
DRT Allahabad has direct jurisdiction over Allahabad and covers Prayagraj, Kaushambi, Fatehpur, Banda, Chitrakoot, Mirzapur, Sonbhadra. The DRT address is 9/2 A, Pannalal Road, Allahabad - 211002. For SARFAESI Section 17 challenges, the application must also be filed before the same bench.
The Act directs the Tribunal to make every effort to dispose of an application within 180 days of receipt (RDB Act s.19(24)); contested matters commonly run longer, and the firm gives a matter-specific estimate after reading the papers. A Section 17 SARFAESI application is itself to be disposed of within sixty days, extendable for reasons recorded to a total of four months (SARFAESI s.17(5)). Interim attachment orders under Section 19(13) can be sought at the time of filing. How long a given matter at DRT Allahabad takes turns on whether it is contested, whether the borrower files a Section 17 application, and the Tribunal's listing — the firm assesses that after reading the papers.
Yes. Under Section 19(13) of the RDDB Act, DRT Allahabad can order interim attachment of the defendant's assets — including bank accounts, movable property, and immovable property — before final judgment to prevent alienation or dissipation. Attachment before judgment is one of the most effective tools available at the DRT. The practice regularly seeks such orders at DRT benches across India, including DRT Allahabad.
The statutory minimum for filing an OA at DRT Allahabad is ₹20 lakhs under the RDDB Act, 1993. For claims below ₹20 lakhs, you must approach the Civil Court. Unified Chambers accepts DRT matters with a minimum claim value of ₹2 crore.
More Debt Recovery Services in Allahabad
Contact Advocate Subodh Bajpai for DRT proceedings in Allahabad and across Uttar Pradesh. Call +91 84008 60008 or reach us on WhatsApp.
Written by Advocate Subodh Bajpai, LLM, MBA (XLRI Jamshedpur)